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求助PREP66~~非常感谢!!

66.



Bank depositors in the United States are all financially protected against bank failure because the government insures all individuals' bank deposits.An economist argues that this insurance is partly responsible for the high rate of bank failures, since it removes from depositors any financial incentive to find out whether the bank that holds their money is secure against failure.If depositors were more selective, then banks would need to be secure in order to compete for depositors' money



The economist's argument makes which of the following assumptions?




(A) Bank failures are caused when big borrowers default on loan repayments.





(B) A significant proportion of depositors maintain accounts at several different banks.




(C) The more a depositor has to deposit, the more careful he or she tends to be in selecting a bank.





(D) The difference in the interest rates paid to depositors by different banks is not a significant factor in bank failures.



(E) Potential depositors are able to determine which banks are secure against failure.


答案选E,请大家看清楚题目噢,因为有的题目是改成了削弱题~~

对于题目的红色部分不太理解,(但是那个倒装句还是看出来了,但是没看明白意思~~~)希望NN们帮帮忙~~非常感谢!~


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完善一下二楼的解答,此处determine的意义不是“决定”,而是“确定”,这样就更好理解了:

题干是这样一个逻辑:如果存款人更selective-----那么银行就要保证secure-----才能compete来存款人的money
但是缺少一个前提,就是存款人能否辨别出哪家银行secure哪家不secure吗?如果他们连这个都不能分辨,看不出来哪家更secure,也就无所谓selective,无所谓银行要保证secure了,反正你也看不出来。
所以选项的意思是:潜在的存款人能够“确定”哪个银行更安全,不容易破产。提供了这个前提。

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got it~~3q~~~~

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题目的意思是:美国政府为所有存款人提供银行破产的存款赔偿是造成银行

存在很高破产率的部分原因,因为这一措施使得存款人不再考虑他们将钱存入

的银行是否会破产。如果存款人能够更具选择性,银行便需要在竞争中提高自

身的安全。

E说潜在的存款人能够决定哪个银行更不容易破产,就是说他们能够selective

更安全的银行,这样便能提高银行间的竞争,所以是argument的前提。

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