不需要提供co-sign的student loan 的学校

蜂鸣

学校：Ross (University of Michigan)

不需要co-sign就可以贷款。具体信息见链接：

http://www.bus.umich.edu/Admissions/FinancialAid/NoCoSignLoan.htm

蜂鸣

columbia, 我在面试的时候问adcom，是明确没有，学校也不会想其他办法。
问过去年的学生，说大部分中国学生都是用family or self saving或在国内做抵押贷款。

蜂鸣

看了tuck的主页，好象不要co-signer的贷款的利率最少貌似是8.5%，好贵啊。。。希望中国的银行或者是法国的银行可以贷款。（我知道的法国银行贷款给INSEAD可是2.9%，而且还可以negotiate...）

蜂鸣

Ross 2011 MBA. Ross今年(2009)的贷款为UMCU(密歇根大学信用社)提供。无需担保，利息是浮息Prime+1.5%(有co-signor还可以减50bps，但基于一年70k本金，意义不是很大), floor是4.5%, cap是11%，利息在学业期间递延，毕业后还（20年还清）。一般都可以贷到70k/year。这是我所知最优惠的贷款了。我们很多同学都贷了无担保的贷款。

另外印象中Duke09年入学贷款的利息是Base+10%。（如果不准确请纠正）

以上数据凭个人记忆，准确数据请咨询校方。

蜂鸣

Darden：no cosingers required and the loan can cover full tuition and living expense (i think it's up to $72,000 a year).

The rate is Prime (3.25% this year) + 4%.  The loan provider is a local bank backed by University of Virginia.  So dont worry about it.

蜂鸣

Simon，很早就有邮件通知，但没说限额

蜂鸣

Cornell，今天收到邮件通知，可以有无担保贷款，限额是学费-奖学金

蜂鸣

Yale, The maximum annual amount of the new loan program is $49,945 for the Class of 2011. The loans carry a fixed interest rate of 7.75 percent.

蜂鸣

Tuck, 要写额外的东西

蜂鸣

Haas， Modeled on the Federal Direct Loan, the new loan program will provide loans of up to $20,000 a year with an interest rate of 6.8 percent, repayable over ten years. No interest will accrue while loan recipients are in enrolled in the MBA program, and there will be a six-month post-graduation grace period for repayment.