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今年申or明年

2.5 w/e till now, analyst in an investment bank, past GMAT and will retake Toefl soon, I just wondered whether I should apply this year.

My concern:
why g
1) hope to change career from corporate finance to other finance field
2) will not be promoted due to the company's policy next year
3) like to take a rest from endless and boring work
4) hope to graduate earlier to begin a new job

why not now:
1) short period of w/e, with fewer stories and wonder if I have prepared well for future career change
2) like to enjoy life for a year, I'm afraid once I come to MBA, I will have no time to enjoy and only have to study and earn money
3) hope to enter top MBA

I am still hesitating now. Do u have any suggestions?

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Thank you for all your advice. I think I should start application work now. It is a useful experience for digging myself. And I do not very much care about the success, for I can earn more than doing nothing no matter what the result is.

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