At this point, it’s too late to worry about your GPA. You should concentrate on two areas: 1) GMAT/TOEFL, and 2) work experience.
1) Given the Chinese pools GMAT are higher than regular applicant pool. In order to compensate for the lower GPA, you should shoot for 720+ for a top 14 school.
2) Big 4 financial advisory applicants are a dime a dozen at top tier schools. Frankly, accounting job at Big 4 is not as prestigious as it is in China. It’s difficult to stand out among the crowd. If you want to stay within the financial sector, I’ve seen people leveraging their connection at Big 4 to jump to investment banking or into corporate finance. On the IBD side, the typical MBA students at top tier schools were analyst at mid to large banks. On the corporate finance side, the typical MBA students at top tier schools were director level prior to MBA.
It’s impossible to gauge what school you can get into without more information. With that said, your shot at the ultra elite (HBS, Stanford) is bad given your low GPA. I would say the differentiation between 3-14 schools is minimal, as far as post-MBA opportunities goes. The opportunity falls off significantly afterwards.
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