It is really a headache question. As a matter of fact, most B-schools won't accept applicants without a bachelor degree. In my opinion, striving for a master degree will be a better way for you. Last year, we had a client who had no bachelor degree, but he got a master degree. He got admission. About "zikao", some schools would accept it, but some others may not. You may contact the admission officers explaining the situation you are stuck. Good luck with your future application! | 
