opponents of laws that require automobile drivers and passagers to wear seat belts argue that in a free society ppl have the right to take risks as long as the ppl do not harm others as a result of taking the risks,as a result, they conclude that it should be each person's decision whether or not to wear a seat belt. 问weaken.

ans: automobile insurance rates for all automobile owners are higher bcz of the need of pay for the increased injuries or deaths of ppl not wearing seat belts.

不懂。why?

一部分人不带安全带，导致保险公司调高了对所有司机的保险费率，影响了别人的利益。