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标题: 不需要提供co-sign的student loan 的学校 [打印本页]

作者: 蜂鸣    时间: 2010-8-10 22:04     标题: 不需要提供co-sign的student loan 的学校

学校:Ross (University of Michigan)

不需要co-sign就可以贷款。具体信息见链接:

http://www.bus.umich.edu/Admissions/FinancialAid/NoCoSignLoan.htm
作者: 蜂鸣    时间: 2010-8-10 22:05

Harvard, Stanford, Wharton当然有
作者: 蜂鸣    时间: 2010-8-10 22:06

NYU,在上海MBA Tour Fair上问招生的MM,限额是$40K/year
作者: 蜂鸣    时间: 2010-8-10 22:06

Darden, On April 14th, Darden Director of Admissions Sara Neher announced that her office has successfully negotiated a new no-cosigner loan program for international students. Details of the program, which have not been shared publicly, have been sent directly to admitted international students, Neher reported.
作者: 蜂鸣    时间: 2010-8-10 22:07

Duke,听info session,可贷到学费+生活费
作者: 蜂鸣    时间: 2010-8-10 22:07

Haas, Modeled on the Federal Direct Loan, the new loan program will provide loans of up to $20,000 a year with an interest rate of 6.8 percent, repayable over ten years. No interest will accrue while loan recipients are in enrolled in the MBA program, and there will be a six-month post-graduation grace period for repayment.
作者: 蜂鸣    时间: 2010-8-10 22:07

Tuck, 要写额外的东西
作者: 蜂鸣    时间: 2010-8-10 22:08

Yale, The maximum annual amount of the new loan program is $49,945 for the Class of 2011. The loans carry a fixed interest rate of 7.75 percent.
作者: 蜂鸣    时间: 2010-8-10 22:08

Cornell,今天收到邮件通知,可以有无担保贷款,限额是学费-奖学金
作者: 蜂鸣    时间: 2010-8-10 22:08

Simon,很早就有邮件通知,但没说限额
作者: 蜂鸣    时间: 2010-8-10 22:08

Darden:no cosingers required and the loan can cover full tuition and living expense (i think it's up to $72,000 a year).

The rate is Prime (3.25% this year) + 4%.  The loan provider is a local bank backed by University of Virginia.  So dont worry about it.

作者: 蜂鸣    时间: 2010-8-10 22:09

Ross 2011 MBA. Ross今年(2009)的贷款为UMCU(密歇根大学信用社)提供。无需担保,利息是浮息Prime+1.5%(有co-signor还可以减50bps,但基于一年70k本金,意义不是很大), floor是4.5%, cap是11%,利息在学业期间递延,毕业后还(20年还清)。一般都可以贷到70k/year。这是我所知最优惠的贷款了。我们很多同学都贷了无担保的贷款。

另外印象中Duke09年入学贷款的利息是Base+10%。(如果不准确请纠正)

以上数据凭个人记忆,准确数据请咨询校方。

作者: 蜂鸣    时间: 2010-8-10 22:09

看了tuck的主页,好象不要co-signer的贷款的利率最少貌似是8.5%,好贵啊。。。希望中国的银行或者是法国的银行可以贷款。(我知道的法国银行贷款给INSEAD可是2.9%,而且还可以negotiate...)

作者: 蜂鸣    时间: 2010-8-10 22:11

columbia, 我在面试的时候问adcom,是明确没有,学校也不会想其他办法。
问过去年的学生,说大部分中国学生都是用family or self saving或在国内做抵押贷款。





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